1. It is a payment card for those who do not have bank accounts, where any amounts of money can be saved. 2. It can be used in all technical banking transactions available through the national transfer of restrictions across all electronic terminals (ATMs, points of sale, purchasing services via SMS, electronic commerce... etc.). 3. It can be refilled according to the customer’s desire by:  Transfer from any bank card or other electronic wallet.  Transfer from any points of sale or authorized agents.  Transfer through bank branches.