• ATM uses:- • ATMs provide a range of electronic banking services that are within the reach of the customer, including:- • Cash withdrawal. • Purchasing electricity. • Recharging mobile phone balance (PREPAID). • Paying mobile phone bills (POSTPAID) • Knowing the card balance. • Transfer from an electronic wallet card to another wallet card. • Transfer from a bank card to an electronic wallet card. • Transfer from a bank card to another bank card. • Transfer from a bank card holder or wallet to a non-card holder. • Receiving a money transfer for non-card holders. • Mini account statement (last ten transactions). • Point of sale uses: • Paying for purchases and services from any authorized agent.